Title 12

PART 373

Part 373 - Credit Risk Retention

PART 373 - CREDIT RISK RETENTION Authority:12 U.S.C. 1811 et seq. and 3103 et seq., and 15 U.S.C. 78o-11. Source:79 FR 77740, Dec. 24, 2014, unless otherwise noted.

12:6.0.1.1.23.1SUBPART A
Subpart A - Authority, Purpose, Scope and Definitions
12:6.0.1.1.23.1.1.1SECTION 373.1
   373.1 Purpose and scope.
12:6.0.1.1.23.1.1.2SECTION 373.2
   373.2 Definitions.
12:6.0.1.1.23.2SUBPART B
Subpart B - Credit Risk Retention
12:6.0.1.1.23.2.1.1SECTION 373.3
   373.3 Base risk retention requirement.
12:6.0.1.1.23.2.1.2SECTION 373.4
   373.4 Standard risk retention.
12:6.0.1.1.23.2.1.3SECTION 373.5
   373.5 Revolving pool securitizations.
12:6.0.1.1.23.2.1.4SECTION 373.6
   373.6 Eligible ABCP conduits.
12:6.0.1.1.23.2.1.5SECTION 373.7
   373.7 Commercial mortgage-backed securities.
12:6.0.1.1.23.2.1.6SECTION 373.8
   373.8 Federal National Mortgage Association and Federal Home Loan Mortgage Corporation ABS.
12:6.0.1.1.23.2.1.7SECTION 373.9
   373.9 Open market CLOs.
12:6.0.1.1.23.2.1.8SECTION 373.10
   373.10 Qualified tender option bonds.
12:6.0.1.1.23.3SUBPART C
Subpart C - Transfer of Risk Retention
12:6.0.1.1.23.3.1.1SECTION 373.11
   373.11 Allocation of risk retention to an originator.
12:6.0.1.1.23.3.1.2SECTION 373.12
   373.12 Hedging, transfer and financing prohibitions.
12:6.0.1.1.23.4SUBPART D
Subpart D - Exceptions and Exemptions
12:6.0.1.1.23.4.1.1SECTION 373.13
   373.13 Exemption for qualified residential mortgages.
12:6.0.1.1.23.4.1.2SECTION 373.14
   373.14 Definitions applicable to qualifying commercial loans, qualifying commercial real estate loans, and qualifying automobile loans.
12:6.0.1.1.23.4.1.3SECTION 373.15
   373.15 Qualifying commercial loans, commercial real estate loans, and automobile loans.
12:6.0.1.1.23.4.1.4SECTION 373.16
   373.16 Underwriting standards for qualifying commercial loans.
12:6.0.1.1.23.4.1.5SECTION 373.17
   373.17 Underwriting standards for qualifying CRE loans.
12:6.0.1.1.23.4.1.6SECTION 373.18
   373.18 Underwriting standards for qualifying automobile loans.
12:6.0.1.1.23.4.1.7SECTION 373.19
   373.19 General exemptions.
12:6.0.1.1.23.4.1.8SECTION 373.20
   373.20 Safe harbor for certain foreign-related transactions.
12:6.0.1.1.23.4.1.9SECTION 373.21
   373.21 Additional exemptions.
12:6.0.1.1.23.4.1.10SECTION 373.22
   373.22 Periodic review of the QRM definition, exempted three-to-four unit residential mortgage loans, and community-focused residential mortgage exemption