Title 24

PART 203 SUBPART A

Subpart A - Eligibility Requirements and Underwriting Procedures

24:2.1.1.2.4.1.79SUBJGRP 79
Direct Endorsement, Lender Insurance, and Commitments
24:2.1.1.2.4.1.79.1SECTION 203.1
   203.1 Underwriting procedures.
24:2.1.1.2.4.1.79.2SECTION 203.3
   203.3 Approval of mortgagees for Direct Endorsement.
24:2.1.1.2.4.1.79.3SECTION 203.4
   203.4 Approval of mortgagees for Lender Insurance.
24:2.1.1.2.4.1.79.4SECTION 203.5
   203.5 Direct Endorsement process.
24:2.1.1.2.4.1.79.5SECTION 203.6
   203.6 Lender Insurance process.
24:2.1.1.2.4.1.79.6SECTION 203.7
   203.7 Commitment process.
24:2.1.1.2.4.1.79.7SECTION 203.8
   203.8 Approval of mortgagees for Direct Endorsement Lender Review and Approval Process (DELRAP).
24:2.1.1.2.4.1.80SUBJGRP 80
Miscellaneous Regulations
24:2.1.1.2.4.1.80.8SECTION 203.9
   203.9 Disclosure regarding interest due upon mortgage prepayment.
24:2.1.1.2.4.1.80.9SECTION 203.10
   203.10 Informed consumer choice for prospective FHA mortgagors.
24:2.1.1.2.4.1.80.10SECTION 203.12
   203.12 Mortgage insurance on proposed or new construction.
24:2.1.1.2.4.1.80.11SECTION 203.14
   203.14 Builders' warranty.
24:2.1.1.2.4.1.80.12SECTION 203.15
   203.15 Certification of appraisal amount.
24:2.1.1.2.4.1.80.13SECTION 203.16
   203.16 Certificate and contract regarding use of dwelling for transient or hotel purposes.
24:2.1.1.2.4.1.80.14SECTION 203.16a
   203.16a Mortgagor and mortgagee requirement for maintaining flood insurance coverage.
24:2.1.1.2.4.1.81SUBJGRP 81
Eligible Mortgages
24:2.1.1.2.4.1.81.15SECTION 203.17
   203.17 Mortgage provisions.
24:2.1.1.2.4.1.81.16SECTION 203.18
   203.18 Maximum mortgage amounts.
24:2.1.1.2.4.1.81.17SECTION 203.18a
   203.18a Solar energy system.
24:2.1.1.2.4.1.81.18SECTION 203.18b
   203.18b Increased mortgage amount.
24:2.1.1.2.4.1.81.19SECTION 203.18c
   203.18c One-time or up-front mortgage insurance premium excluded from limitations on maximum mortgage amounts.
24:2.1.1.2.4.1.81.20SECTION 203.18d
   203.18d Minimum principal loan amount.
24:2.1.1.2.4.1.81.21SECTION 203.19
   203.19 Qualified mortgage.
24:2.1.1.2.4.1.81.22SECTION 203.20
   203.20 Agreed interest rate.
24:2.1.1.2.4.1.81.23SECTION 203.21
   203.21 Amortization provisions.
24:2.1.1.2.4.1.81.24SECTION 203.22
   203.22 Payment of insurance premiums or charges; prepayment privilege.
24:2.1.1.2.4.1.81.25SECTION 203.23
   203.23 Mortgagor's payments to include other charges.
24:2.1.1.2.4.1.81.26SECTION 203.24
   203.24 Application of payments.
24:2.1.1.2.4.1.81.27SECTION 203.25
   203.25 Late charge.
24:2.1.1.2.4.1.81.28SECTION 203.26
   203.26 Mortgagor's payments when mortgage is executed.
24:2.1.1.2.4.1.81.29SECTION 203.27
   203.27 Charges, fees or discounts.
24:2.1.1.2.4.1.81.30SECTION 203.28
   203.28 Economic soundness of projects.
24:2.1.1.2.4.1.81.31SECTION 203.29
   203.29 Eligible mortgages in Alaska, Guam, Hawaii, or the Virgin Islands.
24:2.1.1.2.4.1.81.32SECTION 203.30
   203.30 Certificate of nondiscrimination by the mortgagor.
24:2.1.1.2.4.1.81.33SECTION 203.31
   203.31 Mortgagor of a principal residence in military service cases.
24:2.1.1.2.4.1.82SUBJGRP 82
Eligible Mortgagors
24:2.1.1.2.4.1.82.34SECTION 203.32
   203.32 Mortgage lien.
24:2.1.1.2.4.1.82.35SECTION 203.33
   203.33 Relationship of income to mortgage payments.
24:2.1.1.2.4.1.82.36SECTION 203.34
   203.34 Credit standing.
24:2.1.1.2.4.1.82.37SECTION 203.35
   203.35 Disclosure and verification of Social Security and Employer Identification Numbers.
24:2.1.1.2.4.1.82.38SECTION 203.36
   203.36 [Reserved]
24:2.1.1.2.4.1.83SUBJGRP 83
Eligible Properties
24:2.1.1.2.4.1.83.39SECTION 203.37
   203.37 Nature of title to realty.
24:2.1.1.2.4.1.83.40SECTION 203.37a
   203.37a Sale of property.
24:2.1.1.2.4.1.83.41SECTION 203.38
   203.38 Location of dwelling.
24:2.1.1.2.4.1.83.42SECTION 203.39
   203.39 Standards for buildings.
24:2.1.1.2.4.1.83.43SECTION 203.40
   203.40 Location of property.
24:2.1.1.2.4.1.83.44SECTION 203.41
   203.41 Free assumability; exceptions.
24:2.1.1.2.4.1.83.45SECTION 203.42
   203.42 Rental properties.
24:2.1.1.2.4.1.83.46SECTION 203.43
   203.43 Eligibility of miscellaneous type mortgages.
24:2.1.1.2.4.1.83.47SECTION 203.43a
   203.43a Eligibility of mortgages covering housing in certain neighborhoods.
24:2.1.1.2.4.1.83.48SECTION 203.43b
   203.43b Eligibility of mortgages on single-family condominium units.
24:2.1.1.2.4.1.83.49SECTION 203.43c
   203.43c Eligibility of mortgages involving a dwelling unit in a cooperative housing development.
24:2.1.1.2.4.1.83.50SECTION 203.43d
   203.43d Eligibility of mortgages in certain communities.
24:2.1.1.2.4.1.83.51SECTION 203.43e
   203.43e [Reserved]
24:2.1.1.2.4.1.83.52SECTION 203.43f
   203.43f Eligibility of mortgages covering manufactured homes.
24:2.1.1.2.4.1.83.53SECTION 203.43g
   203.43g Eligibility of mortgages in certain communities.
24:2.1.1.2.4.1.83.54SECTION 203.43h
   203.43h Eligibility of mortgages on Indian land insured pursuant to section 248 of the National Housing Act.
24:2.1.1.2.4.1.83.55SECTION 203.43i
   203.43i Eligibility of mortgages on Hawaiian Home Lands insured pursuant to section 247 of the National Housing Act.
24:2.1.1.2.4.1.83.56SECTION 203.43j
   203.43j Eligibility of mortgages on Allegany Reservation of Seneca Nation of Indians.
24:2.1.1.2.4.1.83.57SECTION 203.44
   203.44 Eligibility of advances.
24:2.1.1.2.4.1.83.58SECTION 203.45
   203.45 Eligibility of graduated payment mortgages.
24:2.1.1.2.4.1.83.59SECTION 203.47
   203.47 Eligibility of growing equity mortgages.
24:2.1.1.2.4.1.83.60SECTION 203.49
   203.49 Eligibility of adjustable rate mortgages.
24:2.1.1.2.4.1.83.61SECTION 203.50
   203.50 Eligibility of rehabilitation loans.
24:2.1.1.2.4.1.83.62SECTION 203.51
   203.51 Applicability.
24:2.1.1.2.4.1.83.63SECTION 203.52
   203.52 Acceptance of individual residential water purification equipment.
24:2.1.1.2.4.1.84SUBJGRP 84
Effective Date
24:2.1.1.2.4.1.84.64SECTION 203.249
   203.249 Effect of amendments.